|| Your Credit Options || Credit Cards || How To Establish Credit ||  || Protecting Your Credit || What If You Can't Pay On Time || How To Establish Credit || What Lenders Look At || How Much Will Lenders Loan You ||  || Step-By-Step Guide || How To Increase Your Line Of Credit  ||  || Finders Fees And Toll Free Numbers || It's easier to borrow money once you've established good credit. And it takes time to establish good credit. But here are some simple rules that you can follow. Rules For Establishing Good Credit Rule 1: Pay your bills on time. Rule 2: Manage the amount you borrow. Rule 3: Limit what you borrow to what you can afford to repay. Rule 4: Limit the number of credit cards you have. Rule 5: Don't apply for too many credit cards at the same time. Rule 6: When you borrow, shop around for the best deal.