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| Credit counseling organizations listed in our directory certify that they are licensed to do business in States that require such license. |
| Budget & Credit Solutions, Inc. | 512-451-9443 |
| CCCS of Austin Division of Lifeworks | 512-447-0711 |
| CCCS of Greater Dallas, Inc. | 800-783-5018 |
| CCCS of Greater Fort Worth | 800-374-2227 |
| CCCS of Greater San Antonio, Inc. | 210-979-4300 |
| CCCS of North Central Texas, Inc. | 800-856-0257 |
| CCCS of South Texas | 800-333-4357 |
| CCCS of the Gulf Coast Area, Inc. | 800-731-1453 |
| CCCS of the YWCA/Paso Del Norte Region | 915-533-7502 |
| Credit Counseling Centers of America | 800-493-2222 |
| Garden State Consumer Credit Counseling | 800-992-4557 |