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| Credit counseling organizations listed in our directory certify that they are licensed to do business in States that require such license. |
| CCCS of Central Virginia | 888-845-2227 |
| CCCS of Hampton Roads A Program of Center for Child & Family Service, Inc. | 757-826-2227 |
| CCCS of Portsmouth Division of Child & Family Services | 757-397-2121 |
| CCCS of Southwestern Virginia, Inc. | 800-926-0042 |
| CCCS of Virginia | 804-780-9042 |
| >Credit Counselors of SC | 877-877-1995 |
| Harbour Credit Counseling Services, Inc. | 757-340-2564 |
| Northern Virginia Family Service Credit Counseling Program | 803-533-9727 |